Work & Pay

Thinking of engaging in lucrative commercial transport services, be it a Taxi, Uber, Bolt, Yango, and some others but cannot not do so because you do not have the vehicle to start the business? 

A. FEATURES

1. Targeted at:

i. Public Sector Salaried Workers (Net monthly income above GHs1,500)

ii. Private Sector Salaried Workers (Net Monthly income above GHs1,500): Must be both Tier-1&2 pension compliant

iii. Drivers with valid driver's licence (Police report and Guarantor required)

2. Target Vehicles: Salon cars, Vans & Buses or Trucks

3. Platform Fee of GHs300 apply: if you disagree with why we charge this fee, please don't apply or contact us, to use our services.

4. Weekly repayments at the minimum:

Minimum weekly repayments for salon cars, vans and buses are GHs600, GHs3,000 and GHs5,000 respectively. Actual weekly repayment amount will be dependent on the car price.

5. Car pickup payments: There's no lump sum payment, but the computed first month's would be due at pickup day.

Note: If your car price is above Ghs150,000,the first month repayment amount will be due upfront at reservation stage. On the contrary, if your car price is below GHs150,000,noupfront first repayment will be required of you until the car is ready for pickup, where you will be required to come with the first month's repayment amount before we can allow you to take the car away.

B. POLICE REPORT

C. GUARANTOR

Only driver applicant buyers via our Work & Pay option are required to have a qualified guarantor, who must be a public sector salaried worker with net monthly income above GHs2,000 (if public sector salaried worker), or GHs3,000 (if private sector salaried worker or registered business owner).

One can apply without submitting the guarantor details at the point of application, but guarantor details must be provided ahead of handing over the car to you. Learn more.

D. PROCESSING TIMELINE

3-6 Months Standard Processing is free of charge after pre-qualification fee of Ghs300.

Express Processing for 2-3 Months and 1-2 Months come at a upfront costs. Learn more.

E. DRIVER APPLICANT WARNING

We typically don't have any issues with salaried workers buying via work & pay. But we almost always have issues with driver applicants, who by themselves don't have the funds to walk to a traditional car seller's premises to pay and drive away, but would want to dictate to us how we should sell it on flexible repayment terms for them. 

Let's be clear here: If you disagree with how we operate (including streamlined seamless buying process and platform fee), please don't use our services.

G. FRAUD WARNING

It is a crime to falsify records or submit fraudulent application to get service advantage.

H. HOW TO APPLY

Before you apply, kindly review the streamlined seamless buying process. Application online form here .

RELATED PAGES

• Drive Now Pay Later

• Platform Fee